Flood & Excess Flood Insurance
Flood and excess flood insurance are crucial for protecting individuals and businesses from the financial devastation that can be caused by floods. While many people believe that their home insurance policy covers flood damage, this is often not the case. Flood insurance is a separate policy that covers damage to a property caused by flooding, which can result from natural disasters, heavy rain, and other events. Excess flood insurance provides additional coverage beyond what is offered by a standard flood insurance policy. Without flood and excess flood insurance, property owners risk incurring significant financial losses that can take years to recover from. By investing in these policies, individuals and businesses can protect themselves from the unpredictable and potentially devastating effects of floods.
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